Taiwan's billionaires are breaking records! The wealthy generation is also investing in digital assets and establishing family offices, globalizing assets and placing greater emphasis on values in inheritance.

Don't think that only young people understand Virtual Money. The latest report from China Trust Bank, "2025 High Net Worth Individuals Report," points out that business owners in Taiwan with assets exceeding 100 million are not only dominating traditional industries but are also actively incorporating digital assets, ESG concepts, and family offices into their financial planning. Wealth transfer is no longer just about "giving money".

What is "Generation of Wealth Creation"? Richer than your dad and trendier than you.

Although the 2025 report does not explicitly mention the term "wealth-creating generation," it clearly distinguishes high-net-worth groups into different types. The "wealth-creating generation" referred to in this article refers to the first generation of entrepreneurs who have accumulated wealth through starting from scratch. They are mostly over 55 years old, and their assets come from operating real businesses, forming the main structure of Taiwan's ultra-high-net-worth groups.

In contrast, the "new affluent generation" refers to the second or third generation of heirs who have an international perspective, diverse educational backgrounds, and a preference for digital and technological investments.

The new generation of wealth creators comes from traditional industries, but their investment mindset is not traditional. The 2025 report indicates that they are no longer just buying stocks and real estate; instead, they are more strategically allocating a portion of their assets to emerging categories such as private equity, alternative investments, and digital assets, with a focus on risk management and asset sustainability.

Digital assets are not just about "buying coins"; the wealth generation generation is turning to conservative operations.

A report from 2024 pointed out that some high-net-worth entrepreneurs have ventured into digital assets (such as cryptocurrencies) and structured products. However, a clear trend shift is evident in 2025: this group of entrepreneurs no longer personally engages in buying coins but instead turns to more robust investment models operated by professional teams, emphasizing asset protection and risk management.

Although the report does not specifically mention ETFs or blockchain funds, the overall data shows that the wealth creation generation places greater emphasis on the institutionalization of digital assets, regulatory compliance, and mid-to-long-term layout logic.

To put it simply, they are not unwilling to invest, but they do not invest haphazardly.

Family trusts and inheritance planning continue to gain popularity.

Family trusts are explicitly listed in the report as one of the main tools for wealth transfer and asset protection for high-net-worth families, particularly used in scenarios such as corporate equity, estate planning, marriage, and elder care trusts. Although it does not explicitly mention their use in virtual asset allocation, their key position as a wealth governance framework is undeniable.

In addition, the 2025 report also pointed out that family governance issues have attracted the joint attention of the wealthy generation and their heirs, with an increasing dialogue between the two sides regarding assets and values, reflecting that wealth inheritance is shifting from a one-way transfer to a two-way co-construction.

Taiwan has so many wealthy people that it's off the charts! Asset growth approaches 10%.

According to the report, as of 2023, there are over 129,000 people in Taiwan with net assets exceeding 100 million, and it is estimated that by 2027 this number will surpass 140,000. Total assets are expected to grow from 32 trillion to 46 trillion, with an annual compound growth rate approaching 9%.

Data from 2024 shows that 63% of high-net-worth individuals are business operators, with 69% being over the age of 55, indicating that the wealth generation generation remains the main force. The 2025 report continues this trend and points out that the emerging affluent class is also rapidly increasing, particularly from technology, green energy, and innovative industries.

International upgrade! Asset transfers to Singapore, UAE, Japan

In the face of geopolitical and tax transparency trends, the asset allocation of the wealth-creating generation is gradually shifting from "Taiwan-centric" to "global diversification." They prefer regions with political and economic stability, as well as tax-friendly environments, such as Singapore, Japan, and the UAE. While there has not been a comprehensive wave of immigration, they have established second identities and overseas asset havens.

The objectives include:

Asset Hedging and Protection

Cross-Border Estate Planning

Flexible arrangement of identity and residence for family members

The report reminds that future asset globalization is not only a choice of allocation but also an important part of inheritance and risk management strategies.

Not only transferring money, but also conveying concepts: ESG, family governance becomes core.

The 2025 report clearly points out that nearly 60% of high-net-worth individuals incorporate corporate social responsibility and ESG concepts into their legacy planning. This is not just asset management, but also value transmission.

Specific practices include:

Invest in green energy or sustainable enterprises

Establish a public welfare fund or charitable trust

Through education, help the next generation understand corporate mission and social responsibility.

The legacy of wealth creation is not just about "passing the baton", but about "passing the soul".

The Rise of Family Offices: A New Model of Wealth Management for the Corporate Elite

As the asset classes, tax risks, and succession needs become increasingly complex, establishing a Family Office has become a prominent trend among high-net-worth families. The report indicates that high-net-worth individuals in Taiwan wish to integrate asset management, tax and legal planning, charitable endeavors, and educational inheritance into a variety of functions, managed by a professional team for long-term governance.

The advantages of a family office include:

Reduce internal disputes and resource waste

Unified Risk Management and Investment Strategies

Systematically promote family vision and governance structure

Therefore, many financial institutions in the country are actively launching family office-level integrated services to seize this high-end market.

Creating wealth for a generation, moving from making money to understanding governance.

They started from factories and also ventured into digital assets; they possess assets worth billions and are discussing ESG and sustainability; they value inheritance and are willing to create a new blueprint for family governance through professional structures. The generation of wealth is operating in the "post-wealth era" in a more open and visionary manner. In this wave of asset restructuring and value transformation, true wealth is never just capital, but the wisdom that sees further.

This article reveals that Taiwan's wealthy are breaking records! The new generation of wealth is also investing in digital assets and establishing family offices. Asset globalization and inheritance are placing greater emphasis on values, first appearing in Chain News ABMedia.