Stablecoin: The Golden Gateway between Web2 and Web3

In the history of global trade, an efficient and secure channel often creates immense value. This is equally applicable in today's digital age. With multiple countries around the world promoting stablecoin legislation, we are standing at a new starting point of a "channel revolution." This not only opens up a main road to the real financial system for the on-chain world but also provides a fast track for traditional businesses into on-chain finance.

By 2025, the global stablecoin market capitalization is expected to reach $250 billion, and it could even expand to $2 trillion, driving a flow of $10 trillion in funds. More importantly, regulators are beginning to acknowledge the legitimacy of stablecoins. This means that capital can enter the on-chain world directly and legally, without relying on intermediaries or grey channels, thereby significantly increasing efficiency and reducing costs.

The value of stablecoins lies not only in themselves but also in their structural position. Taking USDT as an example, it fills the demand for stable payment tools in the cryptocurrency market, becoming the anchor asset for on-chain transactions, a liquidity hub, and a hedging tool. It is precisely this structural advantage that enabled USDT's issuer Tether to achieve a net profit of 13.7 billion USD in 2024, with an average output exceeding 68 million USD per person, far surpassing traditional financial giants.

However, the application of stablecoins goes far beyond the cryptocurrency market. Taking a well-known e-commerce platform as an example, its development of stablecoins is not for "issuing coins", but to address long-standing issues in cross-border e-commerce such as lengthy settlement cycles, high costs, and severe capital occupation. Through stablecoins, companies can achieve real-time payments, intermediary-free cross-border transactions, significantly reduce fees, and enable automated system orchestration and auditing.

This marks the entry of stablecoins into the 2.0 era, evolving from a mere trading tool to a system-level solution. It is no longer just a "coin," but has become an important component of enterprise financial settlement systems, user incentives, supply chain closed loops, and cross-border settlement processes.

For practitioners, the real opportunity lies in whether they can design payment systems for stablecoin integration, build cross-chain settlement bridges, achieve automatic revenue distribution and risk control strategies, and help enterprises complete compliance implementation. This requires knowledge of blockchain technology, structural design capabilities, and enterprise service experience.

We are experiencing the "Suez moment" of stablecoins. Just as the Suez Canal is not just a waterway, but a trade route, stablecoins are not just a type of digital asset, but a golden channel connecting Web2 and Web3. In this new era, those who can truly create long-term value will be the ones who "build the pathways" for businesses.

Now is the time for our generation of blockchain practitioners to carve out a new channel for digital finance. This channel not only connects different financial systems but also links the present with the future.