It's not a new concept, but a reconstruction of system capabilities.

The value behind these three coins lies in the system-level capabilities they are built upon:

XRP provides a global real-time settlement network that is far more efficient than SWIFT and is compatible with the digital currencies of various countries.

CFX is the "compliance interface" of China's chain reform system and expands the clearing power of the Renminbi in the international market through AxCNH;

ACH has built a complete encrypted payment closed loop, enhancing the consumption capacity and accessibility of on-chain assets from users to merchants.

What they have built together is a digital value circulation structure that is cross-chain, cross-national, and cross-institutional.
$ACH $XRP $CFX