Newbie入門》十個穩定營運的老牌 Decentralized Finance 項目速覽

This article introduces the old Decentralized Finance platforms such as Lido, Aave, Uniswap, etc., and discusses their service content, basic principles, and security to help users choose the Decentralized Finance platform that suits their needs. From an article by Alan Draper, organized, compiled and written by Vernacular Block. (Synopsis: Ethereum Foundation allocates 50,000 ETH to participate in Decentralized Finance and has executed test transactions in Aave) (Background added: Core investment themes in the encryption space in 2025: Decentralized Finance and AI) The financial world remained relatively stable until Decentralization Finance (Decentralized). The advent of Finance, brought about significant changes. Decentralized Finance has redefined finance through decentralization borrowing and ownership and has the potential to transform every aspect of everyday life. Today, we'll explore leading Decentralized Finance platforms such as Aave, Lido, Compound, and Uniswap, analyzing their offerings, the fundamentals of Decentralized Finance, security, and how to choose the Decentralized Finance platform that best suits your needs. Best Decentralized Finance Platform Review – Deep Dive. In this section, we will briefly review each Decentralized Finance platform to help you understand their services and benefits. Our goal is to give you a better idea of whether it's right for you after you understand the features of each platform. Lido Finance – Best Decentralized Finance stake platform, connecting more than 100 applications Lido Finance is a stake-focused Decentralization financial platform operated by a mission-driven Decentralization Autonomous Organization (DAO), where all decisions are made by LDO (native to the platform). Token) holders are made by public voting. The platform is known for its high security and application of front-end technologies. Lido focuses on Ethereumstake, specifically, stETH (Lido's version of Ethereum), which is used to pay rewards to users of stake ETH. You can cancel stake any stETH at any time and exchange it for ETH at a 1:1 ratio. Lido now also allows users to stake MATIC under the same system via stMATIC. ETH or MATIC's stake does not require a Lock-up Position asset, and the entire service is completely unmanaged. If you wish to hold stETH, note that Lido has more than 100 applications connected and you can use it for borrowing, collateral, and more. Recently, Lido is expanding its suite of services to include other assets in addition to ETH stakes, further enriching its stake ecosystem to attract more users. Decentralized Finance Services: stake Total Value Lock-up Position: $30.82 billion Aave – Best Decentralized Finance lending platform with one of the longest operating records Aave is one of the leaders in the field of Decentralized Finance, providing cryptocurrency lending services. It also allows you to earn passive income with stake AAVE native token (4.60% p.a.), GHO (5.30% p.a.), and ABPT (11.70% p.a.). In terms of lending services, Aave supports about 30 cryptocurrencies, including ETH, WBTC, wstETH, USDT, USDC, AAVE, DAI, and LINK. In addition, Aave is known for its innovation in the field of Decentralized Finance. Since its launch in 2017, it has significantly expanded its suite to become one of the longest-running in the Decentralized Finance platform. Although Aave's total value Lock-up Position (TVL) is not the highest, its volume is the largest in the entire Decentralized Finance space. Aave is completely unmanaged, Open Source, and governed by the community. In addition, borrowers and lenders can decide and enforce loan terms on their own through smart contracts. In late 2024, Aave launched Aave V3 on the zkSync Era Mainnet, improving transaction efficiency. If you want to learn more, you can read our Aave how-to guide. Decentralized Finance Services: Total Lock-up Position: $17.38 billion Uniswap – the largest Decentralization trading platform and the best Decentralized Finance trading platform Uniswap is currently the largest Decentralization trading platform (DEX) on the market, too The top trading platform in the field of Decentralized Finance with more than 1500 trading pairs. What's more, Uniswap's powerful Decentralized Finance platform offers several services, including token exchange, earning income by providing Liquidity, and building dApps using Uniswap protocol. It also integrates with over 300 apps such as Wallet, dApps, and aggregators. While Uniswap may not be the largest Decentralized Finance platform overall, it is unmatched in the Decentralization Trading Platform (DEX) space. Users can transact on a fully transparent, decentralized platform without any intermediary, completing transactions through smart contracts. More recently, the platform has focused on improving Liquidity delivery and user experience, particularly through its V3 model, which allows centralized use of Liquidity pools. For a DEX, learning how to trade on Uniswap is relatively straightforward because the site has a user-friendly and clean design. Uniswap is known for constantly introducing new tokens, so if you're interested in trading the latest cryptocurrency, check out the hot new listings on Uniswap to add to your portfolio. Decentralized Finance Services: Trading and Lending Total Value Lock-up Position: $5.69 billion MakerDAO – Lending platform that provides DAI Stable Coin MakerDAO is a large Decentralization mortgage position platform (CDP platform) based on Ethereum. In other words, it allows users to borrow cryptocurrency. Users can initiate a CDP by using ETH or other Ethereum-based assets as collateral. The main goal of MakerDAO is to ensure that its Stable Coin DAI – one of the most popular and widely used Stable Coin coins in the world – remains pegged to the US dollar. MKR is the native token of Maker and is used to facilitate users' Interest payments. Whenever the CDP on the platform is Settlement, the paid DAI and MKR are sold. The community actively discusses governance changes to improve risk management and mortgage strategies. In addition to its secure and transparent operation, MakerDAO has been able to make this list because of its close ties with DAI and its long-term stability in the market. It is still standing after all market fluctuations. Decentralized Finance Service: Lending Total Lock-up Position: $4.93 billion Instadapp – Easy access to Decentralized Finance protocol Instadapp is an Ethereum-based Decentralization financial application designed to provide users with a convenient way to interact with others Decentralized Finance protocol for interaction. Its Decentralized Finance intelligence layer enables users to...