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Circle’s USDC Goes Live on XRP Ledger, Unlocking Real-Time Crypto Finance
USDC’s native launch on the XRP Ledger ignites a powerful new phase in cross-chain finance, unlocking real-time payments, seamless liquidity, and zero-bridge stablecoin integration.
USDC Goes Native on XRP Ledger, Supercharging Its Blockchain Interoperability
Financial technology company Circle Internet Group (NYSE: CRCL) announced on June 11 that its regulated stablecoin USDC is now available natively on the XRP Ledger (XRPL), significantly broadening the coin’s reach across blockchain ecosystems. The launch, supported by Circle Mint and Circle APIs, removes the need for bridging and provides direct access to USDC for developers, institutions, and individual users. Businesses can convert fiat into USDC through Circle Mint, while retail users can obtain it from providers participating in the XRPL ecosystem. The firm stated on social media platform X:
The XRP Ledger, operational since 2012, is a decentralized Layer-1 blockchain optimized for tokenizing and exchanging both crypto-native and real-world assets. It has processed more than 3.3 billion transactions and is supported by a global network of contributors, including Ripple, XRPL Labs, the XRPL Foundation, and XRPL Commons.
The integration opens use cases in areas such as global remittances, real-time payments, DeFi services, and low-fee fiat onramps. Circle’s APIs facilitate easy developer access to stablecoin liquidity on XRPL, while testnet tokens are available for experimentation through Circle’s faucet.
Circle has published public addresses for both the XRPL mainnet and testnet USDC, enabling exchanges, wallets, and applications to support the token immediately. Although stablecoins continue to face scrutiny over centralization and regulatory exposure, proponents argue they serve as essential infrastructure in the broader financial system.
With the XRPL now part of Circle’s network, the company reaffirmed its expansion strategy, stating on X: