XRP Price Prediction: Whales are buying 1.2 billion coins against the trend! 95% of holders are in profit, preparing to challenge the historical high of $3.66, with key resistance at $3.41.

Despite the recent slight pullback in XRP price (currently at $3.13) and over 95% of the circulating supply being in profit (historical warning signals of market tops), whales have been aggressively accumulating for four consecutive days—addresses holding 100 million to 1 billion XRP have swept up 1.2 billion XRP (worth approximately $3.8 billion), revealing a strong bullish outlook. The technical indicators show that XRP is currently only 16.8% away from its historical high of $3.66. If it successfully breaks through the strong resistance at $3.41 and turns it into support, it will open the channel for a challenge of the ATH. The market is closely watching whether the whale accumulation can offset the selling pressure from retail investors, helping Ripple break the "profit ratio curse."

【95% Holding Coin Profit Warning Top, XRP Historical Resilience Becomes Key】

(Source: Santiment)

XRP has recently experienced price fluctuations, with a slight decline in the past few days. A significant risk signal has emerged: over 95% of the circulating supply of XRP is in profit. Historical experience shows that when the profit ratio reaches such a high level, it often indicates the formation of a market top, usually accompanied by a trend reversal. However, XRP has demonstrated unique resilience when facing similar situations in the past—despite market top warnings, it has maintained upward momentum without significant pullbacks. This unconventional characteristic suggests that XRP may break market laws once again, and the persistent bullish investor sentiment could drive it further upward.

【Whales bought $3.8 billion on the 4th, driven by FOMO sentiment for accumulation】

(XRP Whale Holdings | Source: Santiment)

The core force supporting the macro momentum of XRP comes from the strong entry of Whales. On-chain data shows that over the past four days, Whale Addresses holding between 100 million and 1 billion XRP have accumulated more than 1.2 billion XRP, valued at nearly $3.8 billion at current prices. The significant increase in Whale holdings indicates that large investors are very confident in the future potential of XRP and are actively positioning themselves to capture the subsequent rise. The recent price pullback may have triggered "FOMO" (fear of missing out) sentiment, prompting these Whales to accelerate their accumulation before the anticipated future price increase. The optimistic stance of these "Whales" may become the main catalyst for driving the price of XRP to rise, as they can provide significant support during market fluctuations.

[Technical Analysis: $3.41 is the dividing line between bulls and bears, gearing up to challenge ATH $3.66] XRP is currently priced at $3.13, having experienced a slight pullback over the past four days, but the current price is still about 16.8% lower than the historical high (ATH) of $3.66. The ongoing bullish sentiment combined with Whale accumulation behavior keeps the price at the edge of a breakout.

• Upward Scenario: If Whale buying continues to strengthen, the price of XRP is expected to attack the key resistance level of $3.41. If this price level can successfully break through and convert into support, it will open the channel towards ATH $3.66, marking the establishment of strong bullish momentum supported by both large holders and retail investors. The stability of the $3.41 support level will become the lifeline for the continuation of the rise.
• Downside Risks: If XRP encounters a pullback in the Bitcoin market or faces bearish signals, or if retail investors cash out their profits, the price may fall back to $2.95 or even lower. Such a situation would undermine the current bullish logic and raise concerns about the sustainability of the upward trend.

Conclusion: XRP is playing out a game of "Whale Faith" versus "Market Top Warning." The $3.8 billion bet by whales highlights their long-term optimism for the Ripple ecosystem post-SEC settlement. Despite the curse of 95% of holders being in profit hanging over, XRP's historical resilience provides room for market imagination. If the $3.41 resistance level is successfully broken through with whale buying pressure, the battle for Ripple to hit a new historical high will officially commence. Investors need to closely follow the movements of the Bitcoin market and the key price levels of $3.41/$2.95 in the bulls and bears contest.